Larry Chiang champions consumer credit issues by putting ideals into practice. He is Founder and Chairman Emeritus of, a national organization that performs community service work to catapult credit card issues in front of national leaders. 

Larry Chiang is also a internationally recognized speaker and author. His book "Internet Marketing Secrets - Priva-Marketing and More" is a category leader on Amazon. He is a credit policy expert and has testified in Congress on the topic of credit policy laws and how they apply to personal electronic property. 

Chiang was previously an entrepreneur. His most prominent start-up was United College Marketing Services (UCMS), #1 in credit card sales to students, which is a multi-million dollar force in the credit industry. He started it in his dorm room at University of Illinois in 1989 while studying engineering because he saw a need to credit educate young adults. When he left the company in 1996, it had educated 16 million students.

His efforts have been documented on ABC, NBC, CBS, Fox and CNN. He has been profiled in 46 of the top 50 newspapers in America including NY Times, Wall Street Journal, Washington Post and numerous cover pages like USA Today.

Join the good credit crusade by investing eight minutes at "Eight Minute Advocate". Larry's hobbies include reading, coaching young entrepreneurs and playing "pick-up" basketball.

Larry Chiang