Membership Penalizes -- Facebook Members Pay 23.24% APR
There's a product being hawked on Facebook.com -- A Visa with an APR of 18.24 or 23.24% which the disclosure box makes very unclear.

The product “Plus One” is issued by Chase ( NYSE:JPM) and Facebook members get lured into an abush with a free t-shirt and $20 Amazon Card. Facebook gets the 2006 CreditCard.org Bad Banking Lemon Award for charging students a rate that's five times higher than the prime rate. Facebook is the first social network to get a Lemon Award for Bad Banking.