Trans Union
2 Baldwin Place
PO Box 1000
Chester PA 19022

substitute "Capital One Auto Loan"

January 31, 2006

Dear Sirs,

This letter is a repeat request (my second) to remove a "Capital One Auto Loan" that you have reported. My first letter brought attention to this matter last year.

In last months letter, I noted that I did not pay "Capital One Auto Loan" 60 days later .

Please remove the "Capital One Auto Loan" 60 days late matter immediately and send me a copy of my credit report.

Sincerely,

Melissa Brown

MB/lhc

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