Substitute “Countrywide Home Mortgage"

Equifax
PO Box 105167
Atlanta, GA 30348

January 9, 2006

Dear Sirs,

This letter is a repeat request (my second) to remove a “Countrywide Home Mortgage" that you have reported. My first letter brought attention to this matter last year.

In last months letter, I noted that I did not pay “Countrywide Home Mortgage" 60 days later.

Please remove the“Countrywide Home Mortgage" 60 days late matter immediately and send me a copy of my credit report.

Sincerely,

Michelle Greene

MG/lhc

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