Conditionally pre-approved.

Conditionally pre-approved is marketing mumbo jumbo for "you still may be declined". But the good news is that you probably have a better than fair chance (how's that for my own credit talk mumbo jumbo?!)

The condition is that your credit report will be pulled again (this time as a hard inquiry of credit)

Your name appeared on the mailing list because you met a preset credit report "advertiser inquiry". This is good.

Remember inquiries only go against your credit score if you have numerous in a given time period of the "hard inquiry" variety.

 

 
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