My Capital One visa with a $300 credit limit keeps going over the balance with late fees causing over the limit fees. What's worse is that we keep getting more Capital One credit cards with similarly low credit lines.
According to Business Week, Nov 6, 2006, "When Brad Kehn's Capital One credit card, it took him only three months to exceed his $300 credit line and get soaked with a $33 over-the-limit fee. But what surprised the Plankinton, South Dakota resident more was that Capital One then offered him another card even though he was over the limit -- and another and another.
CreditCard.org is still collecting Lemon Award Nominations for Bad Banking. Send them to nominate@CreditCard.org .
CreditCard.org is a site that helps people with common credit experiences, similar catch 22s and popular challenges. It also has archived solutions, action plans and case studies to improve credit experiences. Recently it publicized "Lemon Award for Bad Banking" at
They can be contacted at email@example.com