My Capital One visa with a $300 credit limit keeps going over the balance with late fees causing over the limit fees. What's worse is that we keep getting more Capital One credit cards with similarly low credit lines.
According to Business Week, Nov 6, 2006, "When Brad Kehn's Capital One credit card, it took him only three months to exceed his $300 credit line and get soaked with a $33 over-the-limit fee. But what surprised the Plankinton, South Dakota resident more was that Capital One then offered him another card even though he was over the limit -- and another and another.
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